The rural credit cooperatives is the mainstay of agriculture, peasants is the bridge and the link connection, in promoting the farmers and rural economic development plays a positive role, etc. But for a long time, China has been in the countryside, fund shortage of funds shortage, the financial system is vulnerable. In the commercial Banks to gradually withdraw rural market, currently only exist in rural areas of rural credit cooperatives is already supporting rural economic sustainable development of the platform. In the process of the development of rural credit cooperatives, due to historical reasons, the system and the external environment, the influence of various factors are currently facing a series of difficulties and problems. The all-round construction of a new socialist countryside, rural economic development of rural credit cooperatives, is an important task facing. Rural credit cooperatives support for agriculture and rural economic development, and promote socialist new rural construction, not only, and the responsibility. In this period of rural credit cooperatives reform of government, planning raging over management of rural credit cooperatives, rural credit cooperatives, regulators actively increase endowment spread the policy guidance, earnestly strengthen behaviour. At the same time as the deepening of the reform of the rural financial system, the management system of rural credit cooperatives operating environment and profound changes have occurred. The change of management system of rural credit cooperatives of financial supervision and puts forward new requirements, only the innovation of financial concept, clear regulatory responsibilities, improving the way of supervision, to establish and perfect the internal control system, and can effectively control and eliminate the risks of rural credit cooperatives, in order to promote the safe and steady development of rural credit cooperatives. Another round of rural credit cooperatives reform by the central and local governments, support social aspects in the rural credit cooperatives, make business difficulties larger changes. But the current reform of rural credit cooperatives in the main problems existing in the further reform is to solve. In the development course of the real problem, complicated and difficult to get rid of path dependence, how to go out with a practical and realize the rural credit cooperatives comprehensive, coordinated and sustainable development of the reform is an important task to explore.
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